Terrence Jeffrey writes here about the impact of the new health care law.  He asks, " Where does this leave a mom and dad with two children and an annual income greater than $88,200?   It leaves them without employer-based health insurance and facing a federally mandated $15,000-per-year insurance bill.on a typical family of four."  You might be thinking, my company would never drop health care coverage so I'm not worried about this new health care law.  Think again.  According to Jeffrey, "The Senate health care bill gives employers two powerful incentives to stop offering health insurance coverage to their workers.  First, if an employer does offer coverage, its lower wage workers will lose the federal insurance subsidy they would otherwise get. Secondly, if an employer does not offer coverage, the $750-per-worker fine it faces will be far less than the premiums it would pay if it did offer coverage."  Do the math and you will see why it's likely companies will start dropping health insurance coverage and just pay the $750 fine.